![]() This might be preferred for buyers who have a notary signing agent that they trust. However, the con is that these notary signing agents tend to have a full calendar so the closing is often scheduled with little flexibility if it needs to be rescheduled.īuyer-selected notary: A buyer usually has an option of bringing their own notary to the mortgage closing if they wish to. The pros of having a lender assign a notary include the fact that the notary signing agent has worked with the lender and/or title agent in the past and is familiar with their process. Lender-affiliated notary: In many cases, the lender or title agent has a number of personal relationships with local notary signing agents, and will recommend that they work with these contacts to find someone who can be available for the day of the closing. ![]() Typically, there are three options for scheduling a notary signing agent for a mortgage closing: Often, mortgage closings take place 60 to 90 days after an offer on a property is made, and scheduling issues can occur based on the availability of a notary signing agent (especially in today’s market). When it comes time to schedule the closing, it is critical to have access to a notary signing agent. Types of notary signing agents for mortgage closings Mortgages are high-value transactions, and so it is important to ensure that the person notarizing the documents is qualified and trustworthy. They perform notary services that are specific to real estate documents, and must be well-versed in the entire mortgage process. Notary signing agent: A notary signing agent is a certified notary public that has gone through additional training and certification. Notary public: A notary public has the basic requirements to witness a document signing and notarize a document. It is important to note the difference between a notary public and a notary signing agent, especially when it comes to mortgage closings. How to find the right notary for a mortgage closing
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